MUNIX is a Reciprocal Insurance Exchange, which is defined as a group of Municipalities combining their resources to finance the recovery from accidental losses. Activated January 1, 2002, the MUNIX Reciprocal is a self-insurance vehicle that acts as an insulator from insurance market fluctuations, with a group of municipalities that are combining their resources to finance the recovery from accidental losses.
In uncomplicated terms it is:
A deductible
The ‘self insured’ portion
Members pay the losses in this segment from their pool
What is not paid in losses, stays with the Members as equity
Insurance is purchased above the deductible layer
Click here to view the MUNIX wordings. (MUNIX policy wordings are available only to participating members. If you do not have login access and would like to view, please contact us).
If you would like to request a change to your AMSC coverage, choose one of the documents below for the Change Request Form.
AMSC Change Request Form
AMSC Change Request Form
MUNIX wordings
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